Under Tennessee producer licensing law, what primarily determines whether an applicant receives a resident producer license rather than a nonresident producer license?

Why A is correct

Tennessee grants resident producer licenses to individuals who reside in Tennessee, while nonresident producer licenses serve producers who are licensed residents of other states. The resident licensing provisions appear at T.C.A. § 56-6-106, and nonresident producer licensing is governed by T.C.A. § 56-6-108. The distinction matters because residency affects which license type an applicant may hold and how the license is treated if the producer later moves.

Why the other options are wrong

• B) The lines of insurance a producer intends to sell determine the lines of authority on the license, not whether the license is resident or nonresident.
• C) Holding a prior license in another state may support an examination exemption under T.C.A. § 56-6-109, but it does not decide the resident versus nonresident classification.
• D) Employment by a domestic insurer is not a licensing classification; producers affiliated with either domestic or foreign insurers hold licenses based on residency.

Memory hook

Live in Tennessee, license is resident; live elsewhere and visit, license is nonresident.