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State RegulationsFL specificDifficulty 1/5

Under Fla. Stat. 626.381(1),(4) and F.A.C. 69B-211.004, a Florida agent's appointment runs on a 24-month cycle that expires

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under Fla. Stat. 626.381(1),(4) and F.A.C. 69B-211.004, an agent's appointment runs on a 24-month cycle ending on the last day of the licensee's birth month, and the appointing insurer - not the agent - pays the renewal fee and any late fee. Agents should track their birth-month expiry along with CE deadlines, since CE compliance must precede appointment continuance.

Why the other options are wrong

  • A) There is no calendar-year expiry; the cycle is keyed to the licensee's birth month, and the appointor pays the fees.
  • B) The license application date is irrelevant to appointment timing, and DFS does not pay the fees.
  • C) CE completion maintains eligibility but does not set the expiry date, and the guaranty association has no role in appointments.

Memory hook

Appointments die in your birth month - and the insurer pays the bill.

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