Pennsylvania Insurance Regulations Practice Questions — Page 5 of 5
225 free Pennsylvania-specific insurance regulation questions for the Pennsylvania Life & Health exam — page 5.
- 101.Under Pennsylvania law, which conduct constitutes misappropriation of funds by an insurance producer?Difficulty 1/5PA specific
- 102.Which of the following is a prohibited act under 40 P.S. § 310.11?Difficulty 1/5PA specific
- 103.An insured suffers a covered loss. The insurer wants to deny the claim based on oral statements the applica…Difficulty 2/5PA specific
- 104.Under 40 P.S. § 626.2, which party is the viatical settlement provider in a viatical settlement transaction?Difficulty 1/5PA specific
- 105.How does the federal Affordable Care Act bear on Pennsylvania producers who sell health coverage?Difficulty 2/5PA specific
- 106.Which Pennsylvania law requires health insurance policies to cover orally administered cancer chemotherapy …Difficulty 1/5PA specific
- 107.The parents of a Pennsylvania child with an inherited metabolic disorder learn that their health policy exc…Difficulty 2/5PA specific
- 108.Variable life insurance differs from fixed-dollar life insurance in where the policy's investment results c…Difficulty 1/5PA specific
- 109.A producer's client mentions that his cash value has grown. The producer urges him to use the accumulated v…Difficulty 2/5PA specific
- 110.An insurer declines a Pennsylvania life insurance application because of information in the applicant's con…Difficulty 2/5PA specific
- 111.Under 40 P.S. § 753(A)(11), when may an insured begin a legal action on an accident and health claim?Difficulty 1/5PA specific
- 112.An insured submits written proof of loss on an accident and health claim, and the insurer denies the claim.…Difficulty 3/5PA specific
- 113.A producer whose license was revoked continues to solicit insurance applications using his former agency's …Difficulty 2/5PA specific
- 114.What is the primary purpose of Pennsylvania's solvency examinations of insurance companies?Difficulty 1/5PA specific
- 115.An applicant for a Pennsylvania limited health policy received treatment for a kidney disorder before apply…Difficulty 2/5PA specific
- 116.An applicant completes a life insurance application but pays no premium and is issued no conditional receip…Difficulty 2/5PA specific
- 117.Under Pennsylvania's long-term care statute (40 P.S. § 991.1105(c)), how may a long-term care policy treat …Difficulty 2/5PA specific
- 118.Which statement most accurately describes how Pennsylvania regulates unfair claim settlement practices?Difficulty 3/5PA specific
- 119.An insured has missed premium payments on an accident and health policy and then incurs a covered loss. Und…Difficulty 2/5PA specific
- 120.An insurer charges two applicants with identical risk profiles different premium rates because one applican…Difficulty 3/5PA specific
- 121.Which Pennsylvania statute mandates coverage of mammography screenings in health insurance policies?Difficulty 1/5PA specific
- 122.An insurer discovers it has been paying commissions to a producer for months without ever appointing her fo…Difficulty 2/5PA specific
- 123.An individual's annuity contract was issued by an insurer that later becomes financially impaired. Under 40…Difficulty 1/5PA specific
- 124.More than three years have passed since an accident and health policy was issued. The insurer discovers the…Difficulty 3/5PA specific
- 125.An insured with an accident and health policy leaves a desk job for substantially more hazardous work and d…Difficulty 2/5PA specific