State RegulationsPA specificDifficulty 1/5
Which of the following is a prohibited act under 40 P.S. § 310.11?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
40 P.S. § 310.11 catalogues prohibited acts, and knowingly furnishing false or misleading information to the Pennsylvania Insurance Department — in license applications, filings, or other regulatory submissions — is among them. The department depends on truthful filings to run licensing and supervision, so misstatements directed at it strike at the regulatory system itself and expose the licensee to discipline.
Why the other options are wrong
- A) Keeping records at the licensed place of business is compliant conduct, not a prohibited act.
- B) Cooperating with a departmental examination is a duty, not a violation; refusal is the problem.
- D) Accurately explaining benefits fulfills the producer's disclosure obligations; nothing in 40 P.S. § 310.11 bars honest description of a policy.
Memory hook
Never lie to the department — false filings are a listed prohibited act.