New York Insurance Regulations Practice Questions — Page 4 of 12
600 free New York-specific insurance regulation questions for the New York Life & Health exam — page 4.
- 151.A New York individual accident and health policy includes the statutory intoxicants and narcotics provision…Difficulty 1/5NY specific
- 152.Under the required time limit on certain defenses provision of a New York individual accident and health po…Difficulty 1/5NY specific
- 153.When a lapsed New York life policy is reinstated, the interest charged on the overdue premiums may not exceed:Difficulty 1/5NY specific
- 154.Under a group accident and health policy issued to an eligible group in New York, whom may the coverage ext…Difficulty 1/5NY specific
- 155.Under N.Y. Ins. Law §§2101(g) and 2108, an independent insurance 'adjuster' is one who:Difficulty 1/5NY specific
- 156.For a dependent child whose disability qualifies for the New York continuation exception, when does the per…Difficulty 2/5NY specific
- 157.An applicant for a New York producer position was previously convicted of a crime involving dishonesty. Und…Difficulty 2/5NY specific
- 158.By when must the separate written disclosure required in a New York life settlement transaction be provided…Difficulty 1/5NY specific
- 159.A machine shop in Syracuse has 60 employees and asks its agent to buy medical coverage through New York's s…Difficulty 2/5NY specific
- 160.A policyholder in Albany files a claim under her individual accident and health policy for a benefit that t…Difficulty 2/5NY specific
- 161.Under Reg 193, a New York Medicare supplement applicant's prior creditable coverage reduces the preexisting…Difficulty 3/5NY specific
- 162.An applicant asks a New York life insurer to make a new policy's effective date earlier than the applicatio…Difficulty 2/5NY specific
- 163.During a covered dependent's routine well-child visit, the insurer denies the claim because no illness was …Difficulty 2/5NY specific
- 164.Under New York's rules governing life insurance illustrations, an illustration presented to a prospective l…Difficulty 1/5NY specific
- 165.A life insurance illustration includes figures based on the insurer's current dividend scale. Under Reg 74,…Difficulty 1/5NY specific
- 166.If proof of a dependent child's disability is furnished within the required period, what is the effect on t…Difficulty 1/5NY specific
- 167.A New York producer is recommending a deferred annuity with a long surrender-charge period to a senior cons…Difficulty 2/5NY specific
- 168.A lapsed New York individual health policy is submitted for reinstatement with payment of the overdue premi…Difficulty 2/5NY specific
- 169.An insurer organized and licensed in another state wants to sell life insurance to New York residents. Unde…Difficulty 2/5NY specific
- 170.A New York producer's unlicensed friend regularly solicits Medicare supplement customers and asks to be pai…Difficulty 2/5NY specific
- 171.An employee in Manhattan is covered by two group health plans. The primary plan has already paid its full b…Difficulty 2/5NY specific
- 172.A New York insurer signs an agency contract with a newly licensed agent. Under N.Y. Ins. Law §2112(b), the …Difficulty 1/5NY specific
- 173.Before transacting life settlement business in New York, a life settlement intermediary must:Difficulty 1/5NY specific
- 174.An insured gave the producer a signed written order for an overdue premium on an individual accident and he…Difficulty 2/5NY specific
- 175.Under Reg 62, which of the following describes an acceptable inflation protection option that a New York lo…Difficulty 1/5NY specific
- 176.Two exchange plans have the same monthly premium, yet one leaves the enrollee paying far less at the time o…Difficulty 2/5NY specific
- 177.Which statement about the licensing of life settlement brokers in New York is correct?Difficulty 1/5NY specific
- 178.A New York agent is asked by an insurer that is not authorized in New York to solicit policies for it in Bu…Difficulty 2/5NY specific
- 179.Which statement correctly describes the handicapped dependent continuation required by N.Y. Ins. Law §3216(…Difficulty 1/5NY specific
- 180.Rosa's employment in Buffalo ends and her group health coverage terminates. Under the New York Insurance La…Difficulty 2/5NY specific
- 181.An insurer pays its New York producers a substantial commission on Medicare supplement sales in the year of…Difficulty 2/5NY specific
- 182.A New York insurer learns that one of its agents is paying cash inducements to long-term care applicants an…Difficulty 2/5NY specific
- 183.A licensed New York agent offers to share commissions with a friend who helps solicit applications but hold…Difficulty 2/5NY specific
- 184.A life policy sold through a licensed New York agent is hand-delivered to the policyholder in Buffalo; it i…Difficulty 2/5NY specific
- 185.An individual accident and health policy delivered in New York contains a provision that conflicts with the…Difficulty 1/5NY specific
- 186.Under the Affordable Care Act, what does a cost-sharing reduction do for an eligible enrollee?Difficulty 1/5NY specific
- 187.Which statement correctly contrasts New York's Medicare supplement enrollment rule with the federal rule?Difficulty 3/5NY specific
- 188.When a member insurer is the subject of a liquidation order, group and blanket life coverage protected by t…Difficulty 1/5NY specific
- 189.Many New York individual accident and health policies carry an intoxicants and narcotics provision. How doe…Difficulty 1/5NY specific
- 190.Which of the following must be disclosed to a New York life settlement owner?Difficulty 2/5NY specific
- 191.An individual submits fingerprints in connection with a New York life settlement broker license application…Difficulty 2/5NY specific
- 192.A DFS investigation finds that a New York agent rebated part of a commission to an applicant to induce a li…Difficulty 3/5NY specific
- 193.After a life settlement contract is completed, the life settlement provider needs to contact the insured fr…Difficulty 2/5NY specific
- 194.An insured under a New York individual accident and health policy has filed substantial claims for a chroni…Difficulty 2/5NY specific
- 195.A policy owner negotiates the sale of her own life insurance policy to a settlement provider, acting for he…Difficulty 2/5NY specific
- 196.Under the New York Insurance Law, the entire contract between a life insurer and the policyholder consists of:Difficulty 1/5NY specific
- 197.An insurer issues a long-term care insurance policy in New York. Under Reg 62, how far back may the insurer…Difficulty 2/5NY specific
- 198.New York's life settlement privacy protections cover information concerning:Difficulty 2/5NY specific
- 199.Under the disclosure requirements for Medicare supplement insurance in New York, when must the disclosure s…Difficulty 1/5NY specific
- 200.A New York insurer designates one of its life insurance policy forms as a form that will be marketed with a…Difficulty 2/5NY specific