New York Insurance Regulations Practice Questions — Page 11 of 12
600 free New York-specific insurance regulation questions for the New York Life & Health exam — page 11.
- 501.An individual accident and health policy delivered in New York has premiums payable weekly. Under the grace…Difficulty 1/5NY specific
- 502.A New York agent wants to market herself as 'Capital Region Benefits Group' rather than the name on her lic…Difficulty 2/5NY specific
- 503.Under N.Y. Ins. Law §3209, when must the buyer's guide be delivered in a face-to-face life insurance solici…Difficulty 1/5NY specific
- 504.Three years after a New York long-term care policy is issued, the insured develops dementia, enters a nursi…Difficulty 2/5NY specific
- 505.A New York employee loses group life coverage, but the insurer sends its notice of the conversion privilege…Difficulty 3/5NY specific
- 506.To induce a Medicare beneficiary in Rochester to drop her current Medicare supplement policy and buy covera…Difficulty 3/5NY specific
- 507.Even after a New York life policy's incontestability period has run, which of the following remains an expr…Difficulty 3/5NY specific
- 508.Under the New York Insurance Law, which of the following best describes a life settlement provider?Difficulty 1/5NY specific
- 509.Under Reg 125 (11 NYCRR Part 34.5), a New York agent's license, or a copy of it, must be:Difficulty 1/5NY specific
- 510.An applicant for a New York long-term care policy is worried that the cost of nursing home care will rise s…Difficulty 2/5NY specific
- 511.A policyholder in Buffalo asks her insurer to change a provision of her individual accident and health poli…Difficulty 1/5NY specific
- 512.A New York parent applies for life insurance on a child who is under 14 years and 6 months of age. Under N.…Difficulty 3/5NY specific
- 513.Under the Affordable Care Act's employer shared responsibility provisions, which employers are 'applicable …Difficulty 1/5NY specific
- 514.A New York individual accident and health policy contains a clause that is more restrictive than New York l…Difficulty 2/5NY specific
- 515.Under the New York Insurance Law's rules on life insurance for minors, a minor who is 14 years and 6 months…Difficulty 1/5NY specific
- 516.The insured's age was unintentionally misstated on the application for a New York life insurance policy. Un…Difficulty 1/5NY specific
- 517.At a seminar for seniors in Albany, a producer tells the audience that the Medicare program is about to be …Difficulty 1/5NY specific
- 518.A New York long-term care insured has filed two large claims, and her insurer wants to raise her premium al…Difficulty 3/5NY specific
- 519.A licensed New York agency wants its new employees to begin soliciting accident and health coverage on the …Difficulty 2/5NY specific
- 520.In New York, an insurer may refuse to renew an individual accident and health policy for any of the followi…Difficulty 3/5NY specific
- 521.A licensed New York agent buys a life insurance policy on the agent's own life through an insurer the agent…Difficulty 2/5NY specific
- 522.A licensed New York agent and a licensed colleague jointly work on a group health sale and agree to divide …Difficulty 2/5NY specific
- 523.A policyowner in Albany asks what is required to reinstate her lapsed New York life policy. Which combinati…Difficulty 2/5NY specific
- 524.A New York Medicare beneficiary applies for a Medicare supplement policy several years after enrolling in M…Difficulty 3/5NY specific
- 525.More than 2 years after an individual accident and health policy was issued in New York, the insurer learns…Difficulty 3/5NY specific
- 526.An advertisement for a New York individual accident and health policy highlights the daily hospital benefit…Difficulty 2/5NY specific
- 527.Under N.Y. Ins. Law §7819, New York's life settlement law applies to...Difficulty 1/5NY specific
- 528.A licensed New York life insurance agent wants to sell variable life insurance policies. What additional qu…Difficulty 2/5NY specific
- 529.In the separate written disclosure that a New York life settlement broker must give the owner, which of the…Difficulty 2/5NY specific
- 530.Under Reg 62's coordination of benefits provision, when a plan pays as the secondary plan, how is its payme…Difficulty 2/5NY specific
- 531.Under New York law, personal, financial, and health information gathered about an owner and insured in a li…Difficulty 1/5NY specific
- 532.Under the New York Life Insurance Company Guaranty Corporation provisions of the New York Insurance Law, wh…Difficulty 1/5NY specific
- 533.Under N.Y. Ins. Law §3209, a prospective life insurance purchaser must be given a copy of the buyer's guide:Difficulty 1/5NY specific
- 534.An applicant in Manhattan describes her health history in her life insurance application. Under New York la…Difficulty 2/5NY specific
- 535.An issuer delivers a Medicare supplement policy that provides coverage on a basis different from the covera…Difficulty 2/5NY specific
- 536.Under N.Y. Ins. Law §7813(k), when the insured's life expectancy under a settled policy exceeds 1 year, the…Difficulty 2/5NY specific
- 537.A Buffalo beneficiary enrolled in Medicare Part B several years ago and has been treated for a heart condit…Difficulty 2/5NY specific
- 538.An agent selling annuities to older consumers hands out business cards reading 'Senior Finance Expert' afte…Difficulty 2/5NY specific
- 539.Under the Affordable Care Act, when may an individual generally enroll in or change individual exchange hea…Difficulty 1/5NY specific
- 540.A trade association applies for small employer medical coverage in New York on behalf of its member employe…Difficulty 3/5NY specific
- 541.Under New York's Medicare supplement standards, an issuer may cancel or refuse to renew a Medicare suppleme…Difficulty 1/5NY specific
- 542.A producer in Manhattan is taking an application for a long-term care policy. The applicant, after hearing …Difficulty 2/5NY specific
- 543.Which marketing practice is permitted when a New York producer presents Medicare supplement policies to a p…Difficulty 2/5NY specific
- 544.To keep a newborn covered under N.Y. Ins. Law §3216(c)(4)(C), within what period must the insured make appl…Difficulty 2/5NY specific
- 545.A New York long-term care insured appeals her insurer's denial of benefits. Under Reg 62, the insurer must …Difficulty 2/5NY specific
- 546.After a New York life policy has become incontestable, the insurer discovers that the insured's age was mis…Difficulty 3/5NY specific
- 547.A policyowner in Rochester wants to sell her life insurance policy in a life settlement. The policy was iss…Difficulty 3/5NY specific
- 548.DFS examiners arrive at an Albany insurance agency to review its insurance transaction records. Under New Y…Difficulty 1/5NY specific
- 549.A claims adjuster discovers that the insured was intoxicated at the time of the accident that produced the …Difficulty 2/5NY specific
- 550.An Albany employee's group LIFE insurance ends when her employment terminates. Under N.Y. Ins. Law §3220(a)…Difficulty 2/5NY specific