Georgia Insurance Regulations Practice Questions — Page 8 of 9
450 free Georgia-specific insurance regulation questions for the Georgia Life & Health exam — page 8.
- 351.Under O.C.G.A. § 33-6-4(b)(2), which conduct constitutes twisting in Georgia?Difficulty 1/5GA specific
- 352.Which statement best describes how Georgia treats controlled business — insurance written on the interests …Difficulty 1/5GA specific
- 353.In a Georgia life insurance replacement, which of the following duties belongs to the REPLACING insurer rat…Difficulty 2/5GA specific
- 354.Before an insurance company — whether domestic, foreign, or alien — may transact an insurance business in G…Difficulty 1/5GA specific
- 355.An insurer marketing in Georgia wants to give each customer a gift card during a promotional campaign. Unde…Difficulty 3/5GA specific
- 356.A Georgia producer, hoping to close a sale in Savannah, tells an applicant that a policy pays dividends 'ev…Difficulty 2/5GA specific
- 357.A producer in Savannah collects premium dollars from clients and spends part of the money on personal expen…Difficulty 2/5GA specific
- 358.A Georgia insurer plans to give customers gift cards as a promotion. Under O.C.G.A. § 33-6-4(b)(8)(C)(x), t…Difficulty 2/5GA specific
- 359.A Georgia producer's resident license runs for which term and expires on what date?Difficulty 1/5GA specific
- 360.An insurer wants to begin advertising its Medicare supplement policies to Georgia consumers. Under Georgia …Difficulty 2/5GA specific
- 361.A Georgia producer has been holding collected premium payments in the producer's personal checking account …Difficulty 3/5GA specific
- 362.An insurer issuing individual accident and sickness policies in Georgia reserves the right to refuse renewa…Difficulty 2/5GA specific
- 363.An individual in Atlanta charges clients a fee to analyze their life insurance coverage and recommend wheth…Difficulty 2/5GA specific
- 364.A Georgia insurer gives each customer who attends a marketing event a gift card, and the gift is not contin…Difficulty 2/5GA specific
- 365.An insurer in Georgia discovers a material misstatement in the application of an individual life policy two…Difficulty 2/5GA specific
- 366.After notice and a hearing, the Commissioner finds that a Georgia producer violated the state's unfair trad…Difficulty 1/5GA specific
- 367.A Georgia resident applies for a Medicare supplement policy. Within how many days of delivery may the appli…Difficulty 1/5GA specific
- 368.Under O.C.G.A. § 33-6-34(11), an insurer that fails to provide claim forms within how long after a claimant…Difficulty 1/5GA specific
- 369.Under Georgia's solicitation regulation, which document must be used in life insurance solicitation to help…Difficulty 2/5GA specific
- 370.An insured's application contains an inaccurate statement that did not increase or contribute to the risk o…Difficulty 3/5GA specific
- 371.A Georgia insurer receives a demand from its policyholder and, in bad faith, refuses to pay a covered loss …Difficulty 2/5GA specific
- 372.A Georgia producer completed the initial state-approved long-term care training course and holds an active …Difficulty 2/5GA specific
- 373.Under Georgia unfair trade practices law, coercion as an unfair method of competition includes:Difficulty 1/5GA specific
- 374.After the Georgia guaranty association's obligations attach, an annuitant fails to pay a required premium t…Difficulty 3/5GA specific
- 375.Which statement correctly describes a mutual insurer as defined in Georgia insurance law?Difficulty 1/5GA specific
- 376.A producer licensed in another state applies for a Georgia nonresident license. The producer's home state d…Difficulty 2/5GA specific
- 377.Under Georgia law, an insurer transacting insurance in this state without a certificate of authority from t…Difficulty 1/5GA specific
- 378.Which practice violates Georgia's rules on the handling of premium funds?Difficulty 1/5GA specific
- 379.An insured gives written notice of a disability claim to her Georgia A&S insurer. Within what period must t…Difficulty 1/5GA specific
- 380.An insurer doing business in Georgia argues that the Insurance Commissioner has no authority over how it so…Difficulty 2/5GA specific
- 381.Which statement best reflects the Insurance Commissioner's authority to examine insurance records in Georgia?Difficulty 1/5GA specific
- 382.A Georgia producer circulates a written statement he knows to be false, maliciously criticizing the financi…Difficulty 1/5GA specific
- 383.Besides the suicide provision, O.C.G.A. § 33-25-5 permits an individual life policy in Georgia to exclude l…Difficulty 2/5GA specific
- 384.Two applicants in Georgia fall in the same underwriting class and have equal expectation of life. One appli…Difficulty 1/5GA specific
- 385.Which advertisement wording violates Georgia's advertising rules under Reg. 120-2-11-.05?Difficulty 2/5GA specific
- 386.An advertisement for a life insurance policy sold in Georgia tells readers that as a policyholder they will…Difficulty 1/5GA specific
- 387.Under Georgia's life insurance replacement regulation, which party is responsible for notifying each existi…Difficulty 1/5GA specific
- 388.A Georgia producer begins selling policies for an insurer that holds no certificate of authority from the I…Difficulty 3/5GA specific
- 389.Under O.C.G.A. § 33-6-4(b)(8)(A), unfair discrimination in life insurance occurs when an insurer charges di…Difficulty 1/5GA specific
- 390.A Georgia producer tells a client that the client's current policy with another insurer has far worse benef…Difficulty 2/5GA specific
- 391.A Georgia producer offers a client a cash payment out of the producer's own commission as an inducement to …Difficulty 1/5GA specific
- 392.A Medicare supplement policy is issued in Georgia. Which statement correctly states the law on preexisting-…Difficulty 2/5GA specific
- 393.A Georgia producer persuades a policyholder to let an existing life policy lapse by misrepresenting the pol…Difficulty 3/5GA specific
- 394.An insured submits written proof of loss on an individual accident and sickness policy in Georgia. Which st…Difficulty 3/5GA specific
- 395.A Georgia producer, wanting a new commission, tells a policyholder that the policyholder's current policy i…Difficulty 3/5GA specific
- 396.A producer from another state wants a Georgia nonresident license, but the producer's home state does not l…Difficulty 1/5GA specific
- 397.The Insurance Commissioner suspects that an insurer headquartered in Atlanta is keeping records that do not…Difficulty 2/5GA specific
- 398.Following the insolvency of a Georgia member insurer, the Guaranty Association's obligation to a policyhold…Difficulty 3/5GA specific
- 399.Under Georgia's continuing education rules, what portion of a biennium's CE requirement may a licensee carr…Difficulty 1/5GA specific
- 400.Before transacting a new line of insurance business in Georgia, what must an insurer obtain from the Insura…Difficulty 1/5GA specific