State RegulationsGA specificDifficulty 1/5
A Georgia resident applies for a Medicare supplement policy. Within how many days of delivery may the applicant return the policy for a full premium refund?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under O.C.G.A. § 33-43-6, every Medicare supplement policy must carry a notice, prominently printed on the first page, that the applicant may return the policy within 30 days of delivery and receive a full refund of all premiums paid. This 30-day free-look right is a core consumer protection for Medigap buyers in Georgia.
Why the other options are wrong
- A) 10 days is the free-look period for individual life policies and replacements under O.C.G.A. § 33-25-8, not for Medicare supplement policies.
- B) 20 days is a model-act figure taught by some vendors and is not Georgia's Medigap free-look period.
- D) 60 days is not a Georgia free-look period for any individual product.
Memory hook
Medigap means 30 — a month to change your mind.