Colorado Insurance Regulations Practice Questions — Page 8 of 9
450 free Colorado-specific insurance regulation questions for the Colorado Life & Health exam — page 8.
- 351.A Colorado producer lets an unlicensed marketing assistant solicit and negotiate an application, then asks …Difficulty 2/5CO specific
- 352.A licensee ignores a routine inquiry from the Colorado Division of Insurance that was not submitted on an E…Difficulty 2/5CO specific
- 353.Under C.R.S. § 10-2-401(4), controlled business includes insurance written on:Difficulty 1/5CO specific
- 354.Under the Colorado insurance fraud statute, how must the statutory fraud warning appear on printed applicat…Difficulty 1/5CO specific
- 355.A Colorado insurer receives a claim and suspects the claimant has submitted fraudulent documentation. Under…Difficulty 1/5CO specific
- 356.A licensed Colorado producer moves from Denver to Colorado Springs. Under C.R.S. § 10-2-412, the producer m…Difficulty 1/5CO specific
- 357.Under C.R.S. § 10-16-104(2), how must a Colorado sickness and accident policy treat complications of pregna…Difficulty 1/5CO specific
- 358.Under C.R.S. § 10-3-1104(1)(c), insurance defamation consists of making a statement about a competitor that…Difficulty 1/5CO specific
- 359.Which practice is expressly permitted under Colorado's rebate statute?Difficulty 3/5CO specific
- 360.A producer in Colorado Springs writes primarily his own personal policies and those of his close family mem…Difficulty 2/5CO specific
- 361.A Colorado Medicare supplement policyholder keeps her policy for several months after delivery, then cancel…Difficulty 3/5CO specific
- 362.The Colorado Division of Insurance finds that a producer knowingly committed deceptive acts that left a pol…Difficulty 2/5CO specific
- 363.A life insurance policy is delivered to a policyholder in Aurora. Under C.R.S. § 10-7-302(1)(g), within how…Difficulty 1/5CO specific
- 364.Under C.R.S. § 10-3-1104(1)(h), which insurer conduct is an unfair claims settlement practice?Difficulty 1/5CO specific
- 365.A producer urges a client to let an existing life policy lapse and buy a new one, exaggerating the new poli…Difficulty 2/5CO specific
- 366.Under C.R.S. 10-2-401(4), when is a producer's license deemed misused because of controlled business?Difficulty 1/5CO specific
- 367.Under Colorado Insurance Regulation 1-2-5, what must an applicant do to complete an approved life prelicens…Difficulty 2/5CO specific
- 368.A consumer files a written complaint with the Colorado Division of Insurance about an insurer's claim handl…Difficulty 2/5CO specific
- 369.A Colorado producer collects a premium for a policy, and the contract sets no specific remittance due date.…Difficulty 2/5CO specific
- 370.A policyholder in Colorado Springs delivers by cesarean section, and her policy must provide the minimum 96…Difficulty 3/5CO specific
- 371.An insured in Colorado Springs dies by suicide three years after her life policy was issued, and evidence s…Difficulty 3/5CO specific
- 372.Under C.R.S. § 10-16-105.7 and Colorado Insurance Regulation 4-2-43, when may an individual enroll in a hea…Difficulty 2/5CO specific
- 373.Under C.R.S. § 10-7-105.5, the 25-day lapse notice requirement does NOT apply to which of the following Col…Difficulty 3/5CO specific
- 374.What are Colorado's continuing-education requirements for a resident life producer?Difficulty 1/5CO specific
- 375.Which statement correctly describes the final examination of a Colorado prelicensing education course under…Difficulty 2/5CO specific
- 376.A Colorado producer gives an applicant a written, factual side-by-side comparison of the applicant's existi…Difficulty 2/5CO specific
- 377.A disability income insurer in Colorado offers a claimant only a fraction of a clearly covered benefit, tel…Difficulty 2/5CO specific
- 378.An insurer reports a producer's fraudulent-act judgment to the producer's licensing board, and the producer…Difficulty 1/5CO specific
- 379.Under C.R.S. § 10-3-1104(1)(d), an agreement between two Colorado insurers to boycott a competing agent or …Difficulty 1/5CO specific
- 380.Under C.R.S. § 10-1-116, a company-to-company defamatory statement about another insurer's financial condit…Difficulty 1/5CO specific
- 381.Which of the following is excluded from the scope of Colorado Insurance Regulation 4-1-4 on life insurance …Difficulty 1/5CO specific
- 382.A Colorado producer is explaining to a client when Medicare, the federal health program, generally begins. …Difficulty 1/5CO specific
- 383.A Colorado producer writes almost all of his business on his own life, his family, and his own company. Ove…Difficulty 2/5CO specific
- 384.A Colorado producer solicits and negotiates a life insurance application for a client in Boulder, and a dis…Difficulty 2/5CO specific
- 385.A claimant's attorney makes a written request to a Colorado auto insurer for disclosure of the relevant lia…Difficulty 2/5CO specific
- 386.A producer in Denver submits a false certificate of continuing education completion to the Division of Insu…Difficulty 1/5CO specific
- 387.Which statement correctly describes the continuing education requirement for a Colorado life or accident an…Difficulty 1/5CO specific
- 388.A Colorado man over 50 undergoes his annual prostate screening, which costs $90. Under C.R.S. § 10-16-104(1…Difficulty 2/5CO specific
- 389.A Colorado Springs insurer declines an applicant solely because another insurer refused or canceled his cov…Difficulty 2/5CO specific
- 390.A producer in Boulder is taking an application for a new life policy that will replace an existing policy. …Difficulty 2/5CO specific
- 391.While presenting a life policy to a prospect in Boulder, a producer describes it as 'a savings account you …Difficulty 2/5CO specific
- 392.Under the required legal-actions provision of C.R.S. § 10-16-202, no action at law or in equity may be brou…Difficulty 2/5CO specific
- 393.Which of the following is a permitted practice under C.R.S. 10-3-1104(1)(g), Colorado's rebate prohibition?Difficulty 2/5CO specific
- 394.A producer licensed in Colorado sells a policy issued by an insurer that is not authorized in Colorado, bel…Difficulty 2/5CO specific
- 395.A Colorado lender tells a business borrower that the loan will be approved only if the borrower buys the re…Difficulty 2/5CO specific
- 396.A Colorado life insurer prepares an advertisement highlighting a new policy. Under the Colorado Division of…Difficulty 2/5CO specific
- 397.An insurer pays a testing facility directly for HIV testing performed in accordance with C.R.S. § 10-3-1104…Difficulty 2/5CO specific
- 398.Which practice is permitted under C.R.S. § 10-3-1104(1)(a)?Difficulty 3/5CO specific
- 399.An individual Colorado health policy excludes pregnancy as a preexisting condition at issue. The insured la…Difficulty 3/5CO specific
- 400.A hearing before the Colorado Division of Insurance establishes that an insurer KNEW it was violating Color…Difficulty 3/5CO specific