Colorado Insurance Regulations Practice Questions — Page 2 of 9
450 free Colorado-specific insurance regulation questions for the Colorado Life & Health exam — page 2.
- 51.A Colorado producer offers to pay a new client a cash bonus equal to part of the producer's first-year comm…Difficulty 1/5CO specific
- 52.A producer in Aurora gives a policyholder a written, factual comparison of two life policies that permits a…Difficulty 3/5CO specific
- 53.Under C.R.S. § 10-7-105.5, how may a Colorado insurer deliver a lapse-for-nonpayment notice on a quarterly-…Difficulty 2/5CO specific
- 54.An agency owner tells an auto repair shop that referral business will be steered away from the shop unless …Difficulty 1/5CO specific
- 55.A Boulder employee's group life coverage ends when she leaves her job. Under Colorado group life law, what …Difficulty 3/5CO specific
- 56.Which of the following actions falls within the general powers of the Colorado Commissioner of Insurance?Difficulty 3/5CO specific
- 57.A Colorado producer distributes flyers describing a health plan as covering 'everything with no limitations…Difficulty 2/5CO specific
- 58.Beyond forbidding lenders from dictating the insurance source for a loan, C.R.S. § 10-3-1105 also prohibits…Difficulty 3/5CO specific
- 59.Under C.R.S. § 10-3-1104(1)(h), an insurer commits an unfair claim settlement practice when the conduct is …Difficulty 1/5CO specific
- 60.A Colorado producer wants to sell long-term care insurance, including partnership policies. What LTC traini…Difficulty 2/5CO specific
- 61.An employee of a Colorado insurer reports the employee's good-faith suspicion of insurance fraud to law enf…Difficulty 3/5CO specific
- 62.A Colorado producer concentrates on selling policies to the producer's own family and business associates. …Difficulty 2/5CO specific
- 63.A producer circulates flyers in Denver falsely stating that a competing insurer 'is insolvent and cannot pa…Difficulty 2/5CO specific
- 64.The Colorado Commissioner of Insurance believes an Aurora insurer has committed deceptive trade practices a…Difficulty 2/5CO specific
- 65.A life policy sold in Boulder includes an accidental death benefit provision that doubles the benefit for a…Difficulty 2/5CO specific
- 66.When a producer uses misleading materials to market a Colorado health plan, who bears responsibility for co…Difficulty 1/5CO specific
- 67.A producer persuades a Colorado Springs policyholder to let an existing life policy lapse and replace it wi…Difficulty 3/5CO specific
- 68.What consequence does Colorado Insurance Regulation 1-1-8 attach to a failure to respond, or an incomplete …Difficulty 1/5CO specific
- 69.Colorado's disclosure requirements for life insurance sales, administered by the Colorado Division of Insur…Difficulty 2/5CO specific
- 70.A Colorado producer is offered an extra payment to place a client's coverage with an insurer that is not au…Difficulty 2/5CO specific
- 71.Which Colorado official is responsible for administering the state's insurance statutes, receiving and inve…Difficulty 1/5CO specific
- 72.Under C.R.S. § 10-2-702, which of the following payments is permitted despite the general prohibition on pa…Difficulty 2/5CO specific
- 73.Under C.R.S. § 10-2-201, how many hours of prelicensing education must a Colorado life insurance applicant …Difficulty 1/5CO specific
- 74.A Colorado insured receives an adverse determination from her carrier's utilization review program. Under C…Difficulty 2/5CO specific
- 75.During a market review, the Colorado Division of Insurance receives information that a lending company in D…Difficulty 2/5CO specific
- 76.A Colorado carrier's small-employer group policy uses the term 'participation' in a way that conflicts with…Difficulty 2/5CO specific
- 77.Which of the following is prohibited as an illegal rebate under C.R.S. § 10-3-1104(1)(g)?Difficulty 1/5CO specific
- 78.Which conduct is expressly permitted under C.R.S. § 10-3-1104(1)(a)?Difficulty 3/5CO specific
- 79.Under C.R.S. § 10-16-104(13), a Colorado sickness and accident policy's mandated diabetes coverage must inc…Difficulty 1/5CO specific
- 80.A producer licensed and in good standing in her home state wants to add a Colorado nonresident license. Und…Difficulty 2/5CO specific
- 81.A policyholder in Boulder asks whether hospice care must be included in her individual health policy. Under…Difficulty 2/5CO specific
- 82.Which of the following life insurance arrangements would fail Colorado's insurable interest requirement und…Difficulty 3/5CO specific
- 83.Under Colorado Insurance Regulation 1-1-7, what standard applies to the records a licensed producer keeps o…Difficulty 1/5CO specific
- 84.To properly establish suitability for a life insurance recommendation in Colorado, a producer should base t…Difficulty 1/5CO specific
- 85.A Colorado insurer knowingly, or reasonably should have known it was, violating the unfair-claims-settlemen…Difficulty 2/5CO specific
- 86.A Colorado insurer continues transacting business in violation of a cease and desist order that is already …Difficulty 2/5CO specific
- 87.To win a large commercial account, a Colorado producer offers the business owner shares of stock in a compa…Difficulty 2/5CO specific
- 88.A Colorado prelicensing school administers the required course final to a life applicant. Under Reg. 1-2-5,…Difficulty 3/5CO specific
- 89.A Denver producer offers to pay one month of the client's premium out of her own commission as an inducemen…Difficulty 3/5CO specific
- 90.When a claim under an individual Colorado S&A policy is payable to the estate or to a minor or incompetent,…Difficulty 1/5CO specific
- 91.Under C.R.S. § 10-3-1104(1)(d), coercion in an insurance transaction occurs when a person:Difficulty 1/5CO specific
- 92.A producer in Denver asks which transactions fall outside Colorado's life insurance replacement rules under…Difficulty 2/5CO specific
- 93.A Boulder woman owns a life policy that includes an accidental death benefit provision. Under C.R.S. § 10-7…Difficulty 3/5CO specific
- 94.A Colorado insurer charges two life applicants of the same class and equal expectation of life noticeably d…Difficulty 2/5CO specific
- 95.Under C.R.S. § 10-3-1104(1)(c), a statement about a competitor's financial condition constitutes insurance …Difficulty 3/5CO specific
- 96.Which practice is PERMITTED under Colorado's anti-rebating law of C.R.S. § 10-3-1104(1)(g)?Difficulty 3/5CO specific
- 97.During a Division of Insurance examination, a Colorado producer's records show that premium funds collected…Difficulty 2/5CO specific
- 98.Which documents form the core of the record a replacing insurer keeps of a life replacement under Colorado …Difficulty 1/5CO specific
- 99.A policyholder in Colorado Springs files a written complaint with the Colorado Division of Insurance allegi…Difficulty 2/5CO specific
- 100.Marcus Hale of Denver purchased an individual life insurance policy that is still in force. Marcus dies by …Difficulty 2/5CO specific