Arizona Insurance Regulations Practice Questions — Page 3 of 9
450 free Arizona-specific insurance regulation questions for the Arizona Life & Health exam — page 3.
- 101.A policyholder in Arizona requests a policy loan specifically to pay an overdue premium. Under A.R.S. 20-12…Difficulty 2/5AZ specific
- 102.A settlement applicant in Arizona submits medical and financial records during a proposed life settlement. …Difficulty 2/5AZ specific
- 103.An Arizona producer enters active military service. Under Arizona law, the producer's license:Difficulty 1/5AZ specific
- 104.Under A.R.S. 20-1348, how does coverage for accidents differ from coverage for sickness immediately after a…Difficulty 2/5AZ specific
- 105.Under the federal Telemarketing Sales Rule, during which window may a telemarketer place a live solicitatio…Difficulty 1/5AZ specific
- 106.Under A.R.S. 20-1346, after what period from policy issue may an insurer no longer contest an Arizona accid…Difficulty 1/5AZ specific
- 107.Which set of requirements applies to reinstating a lapsed Arizona life policy under A.R.S. 20-1213?Difficulty 2/5AZ specific
- 108.A producer holds an Arizona license with only an accident and health line of authority. A client in Gilbert…Difficulty 2/5AZ specific
- 109.Under Arizona law, when must an LTC producer's initial training be completed?Difficulty 1/5AZ specific
- 110.An accident and health policy delivered in Arizona contains no beneficiary designation and no assignment. U…Difficulty 1/5AZ specific
- 111.Under Arizona's insurance fraud provisions, insurers may be assessed for the support of the DIFI insurance …Difficulty 1/5AZ specific
- 112.Under Arizona insurance law, which of the following best describes an insurance producer?Difficulty 1/5AZ specific
- 113.Under A.R.S. 20-3205, an Arizona life settlement applicant's medical and financial information may be obtai…Difficulty 1/5AZ specific
- 114.Under Arizona law, may a producer charge a fee in addition to the premium when selling a Medicare supplemen…Difficulty 1/5AZ specific
- 115.Which statement correctly describes coverage under an Arizona individual life policy during the grace period?Difficulty 2/5AZ specific
- 116.Arizona's administrative rules reinforce the statutory ban on misleading insurance sales. Under A.A.C. R20-…Difficulty 2/5AZ specific
- 117.Under A.R.S. 20-1352, how are benefits payable under an individual health policy once the insurer receives …Difficulty 2/5AZ specific
- 118.An insurer refuses to issue a health policy because the applicant was treated for cancer years ago, and sep…Difficulty 2/5AZ specific
- 119.Under Arizona law, how soon after receiving written notice of an accident and health claim must the insurer…Difficulty 1/5AZ specific
- 120.A Mesa life producer offers to return part of the first-year premium to a prospective policyholder as an in…Difficulty 1/5AZ specific
- 121.Within the contestable window after reinstatement, an Arizona insurer may contest the reinstated policy bas…Difficulty 2/5AZ specific
- 122.For insurers transacting business in Arizona, who is appointed to receive service of legal process on behal…Difficulty 1/5AZ specific
- 123.Beyond address changes, which of the following reflects Arizona's requirement for licensed business entitie…Difficulty 2/5AZ specific
- 124.Under A.R.S. 20-2604, an Arizona variable life policyholder has the right to return the policy after receip…Difficulty 1/5AZ specific
- 125.An insured in Mesa dies more than two years after his life policy was issued. The insurer then discovers a …Difficulty 2/5AZ specific
- 126.Following a hearing, the Director finds that an Arizona producer intentionally violated the state's unfair-…Difficulty 2/5AZ specific
- 127.An Arizona producer is engaging in practices that violate the state's insurance regulations. Who has the au…Difficulty 1/5AZ specific
- 128.A Phoenix resident performs several kinds of work. Which activity counts as transacting the business of ins…Difficulty 2/5AZ specific
- 129.Under A.R.S. 20-281(10), which description best defines 'negotiating' insurance?Difficulty 1/5AZ specific
- 130.Which of the following acts falls within the definition of 'selling' insurance under A.R.S. 20-281(14)?Difficulty 1/5AZ specific
- 131.A producer in Tucson urges a prospect to complete an application for a health policy, but the prospect neve…Difficulty 1/5AZ specific
- 132.A foreign insurer without an Arizona office is sued by an Arizona policyowner. Under A.R.S. 20-191, who act…Difficulty 2/5AZ specific
- 133.Before an insurance company may transact the business of insurance in Arizona, what must it obtain from the…Difficulty 1/5AZ specific
- 134.An agency owner in Mesa closes a life insurance sale and wants to pay a commission bonus to the unlicensed …Difficulty 2/5AZ specific
- 135.A DIFI examiner arrives at a Scottsdale agency and asks to review the producer's records of insurance trans…Difficulty 2/5AZ specific
- 136.Under A.R.S. 20-442 and A.R.S. 20-443, which of the following is an unfair method of competition or decepti…Difficulty 1/5AZ specific
- 137.During a sales visit in Glendale, a producer makes a false statement that a policy's dividends are guarante…Difficulty 3/5AZ specific
- 138.A producer's internet advertisement implies that the producer itself is an insurance company underwriting t…Difficulty 1/5AZ specific
- 139.To win over a prospect, a Chandler producer circulates a flyer claiming that a competing insurer 'is insolv…Difficulty 2/5AZ specific
- 140.A lender tells an Arizona borrower that the loan will be approved only if the borrower buys insurance from …Difficulty 1/5AZ specific
- 141.An insurer officer submits a financial statement to the Director with knowingly false entries about the com…Difficulty 1/5AZ specific
- 142.An Arizona life insurer reviews two applicants who belong to the same actuarial class and have the same exp…Difficulty 3/5AZ specific
- 143.Under A.A.C. R20-6-207, an Arizona insurer may not base premium rates or policy benefits for identical cove…Difficulty 1/5AZ specific
- 144.A life producer in Scottsdale wants to reward prospects. Under A.R.S. 20-449, which arrangement is permissi…Difficulty 3/5AZ specific
- 145.A producer runs a promotion offering a valuable gift to anyone who submits a life insurance application dur…Difficulty 2/5AZ specific
- 146.A producer sells a Medicare supplement policy in Mesa and wants to charge the applicant a service fee on to…Difficulty 2/5AZ specific
- 147.An Arizona insurer pays one claim late after a clerical breakdown, then corrects its procedures and pays su…Difficulty 3/5AZ specific
- 148.An Arizona insurer receives a claim and lets it sit for months without any investigation or standard for ha…Difficulty 2/5AZ specific
- 149.A producer knowingly submits a fraudulent statement as part of an insurance transaction in Arizona. Under A…Difficulty 2/5AZ specific
- 150.Under Arizona's insurance information and privacy provisions (A.R.S. 20-2101 through 20-2122, the state ana…Difficulty 2/5AZ specific