Medical Expense Practice Questions — Page 7 of 15
702 free medical expense questions for the California Life & Health insurance license exam. Pick any question — answer it and get the full 3-part explanation, no signup required.
- 301.The primary legislative purpose of the Patient Protection and Affordable Care Act (PPACA) is to:Difficulty 1/5
- 302.Under the ACA, cost-sharing reductions (CSR) are available to eligible enrollees who:Difficulty 2/5
- 303.Which of the following qualifies as minimum essential coverage (MEC) under the ACA's individual responsibil…Difficulty 2/5
- 304.A Qualified Health Plan (QHP) is best defined as a health plan that:Difficulty 1/5
- 305.Under the ACA's guaranteed issue requirement, health insurers must:Difficulty 2/5
- 306.A qualified health plan (QHP) is a health plan that:Difficulty 2/5
- 307.Under Medicare Part B, which beneficiaries pay higher monthly premiums than the standard amount?Difficulty 2/5
- 308.Which of the following counts as minimum essential coverage (MEC) for purposes of PPACA?Difficulty 2/5
- 309.A Qualified Health Plan (QHP) is best defined as a health plan that:Difficulty 1/5
- 310.A Medicare Advantage plan may offer enrollees benefits that Original Medicare does not cover. Which stateme…Difficulty 2/5
- 311.Under Medicare Part D, what formulary requirement must a prescription drug plan meet?Difficulty 2/5
- 312.Which Medicare enrollment requirement must a beneficiary satisfy before enrolling in a stand-alone Part D p…Difficulty 1/5
- 313.Under the ACA, 'essential health benefits' (EHB) refers to:Difficulty 2/5
- 314.Under the guaranteed issue requirements of the ACA, health insurers offering individual coverage must:Difficulty 1/5
- 315.Which statement correctly distinguishes a Qualified Health Plan (QHP) from a plan that provides only Minimu…Difficulty 3/5
- 316.Under PPACA, cost-sharing reductions (CSR) that lower deductibles and copays are available to eligible mark…Difficulty 2/5
- 317.Which service is NOT one of the ten categories of essential health benefits (EHBs) that individual and smal…Difficulty 2/5
- 318.Which of the following is an essential health benefit (EHB) category that individual and small group plans …Difficulty 2/5
- 319.Which of the following is among the ten essential health benefit (EHB) categories that QHPs must cover?Difficulty 2/5
- 320.The Family and Medical Leave Act (FMLA) generally provides eligible employees with:Difficulty 1/5
- 321.A qualified health plan (QHP) is best defined as a health plan that:Difficulty 1/5
- 322.Cost Sharing Reductions (CSRs) under the ACA are available to eligible consumers with household income betw…Difficulty 2/5
- 323.A physician who is a participating provider with Medicare has agreed to:Difficulty 2/5
- 324.A consumer whose household income is between 138% and 250% of the federal poverty level may qualify for cos…Difficulty 3/5
- 325.A primary purpose of the Patient Protection and Affordable Care Act (ACA) is to:Difficulty 1/5
- 326.What is the purpose of the Medicare Summary Notice (MSN)?Difficulty 1/5
- 327.Which of the following counts as minimum essential coverage (MEC) under the ACA?Difficulty 1/5
- 328.Which statement correctly defines a qualified health plan (QHP)?Difficulty 1/5
- 329.The ACA guaranteed issue requirement means that health insurers must:Difficulty 1/5
- 330.Which of the following is one of the ten categories of Essential Health Benefits (EHB) that ACA-compliant p…Difficulty 2/5
- 331.Which item is NOT covered by Original Medicare (Parts A and B)?Difficulty 1/5
- 332.The ACA 'guaranteed issue' requirement means that health insurers must:Difficulty 2/5
- 333.Which statement correctly describes the relationship between a qualified health plan (QHP) and minimum esse…Difficulty 2/5
- 334.Under COBRA, a dependent child who loses group health coverage because of reaching the plan's maximum depen…Difficulty 2/5
- 335.A dependent child who ages out of a parent's group health plan at age 26 and loses coverage may continue co…Difficulty 2/5
- 336.When a dependent child loses coverage under a parent's group plan because the child exceeds the plan's maxi…Difficulty 2/5
- 337.Which feature is characteristic of an HMO (health maintenance organization) plan?Difficulty 1/5
- 338.A Qualified Health Plan (QHP) differs from other Minimum Essential Coverage (MEC) because a QHP:Difficulty 3/5
- 339.Which of the following best describes minimum essential coverage (MEC) under the ACA?Difficulty 1/5
- 340.A child covered under a parent's employer group health plan ages out of dependent coverage at age 26. Under…Difficulty 2/5
- 341.An ACA grandfathered health plan is best described as a plan that:Difficulty 3/5
- 342.A Qualified Health Plan (QHP) under the ACA is a health plan that:Difficulty 1/5
- 343.Which statement correctly describes a PPO (preferred provider organization) plan?Difficulty 1/5
- 344.A person who delays enrolling in Medicare Part A without other coverage may face a late enrollment penalty …Difficulty 3/5
- 345.A person qualifies for premium Part A but delays enrollment for three years after first becoming eligible, …Difficulty 3/5
- 346.To enroll in a Medicare Advantage plan, a beneficiary must generally:Difficulty 1/5
- 347.Under federal COBRA, a dependent child who loses eligibility under a group plan because of 'aging out' of d…Difficulty 2/5
- 348.A dependent child loses eligibility under a parent's employer group plan because the child has exceeded the…Difficulty 2/5
- 349.Under PPACA, an individual health insurer may NOT:Difficulty 1/5
- 350.Regarding Medicare Part A, an individual who has earned 30 to 39 quarters of Medicare-covered employment:Difficulty 2/5