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Medicare General Enrollment

The January-to-March window for newly enrolling in Part B after the initial period, with coverage starting July 1 and possible lifetime late penalties.

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The Medicare General Enrollment Period for Part B runs each year from:

January 1 through March 31 — Beneficiaries who miss their Initial Enrollment Period for Part B can enroll during the General Enrollment Period (GEP), which runs from January 1 through March 31 each year, with coverage beginning the following month. Enrolling during the GEP typically triggers the Part B late-enrollment penalty because the beneficiary waited beyond the IEP without qualifying coverage. The GEP window is a distinct enrollment fact tested under AH-III.D.1b, which also covers the 7-month IEP and the 8-month SEP.

National insurance concept

The Medicare Part B General Enrollment Period (GEP) runs...

January 1 through March 31 each year. — Beneficiaries who miss their initial enrollment period — and their special enrollment period, if any — can enroll in Part B during the General Enrollment Period, which runs January 1 through March 31 each year, with coverage beginning the following July. Because GEP enrollment occurs after the ideal window, a late-enrollment penalty applies for each 12-month period of delay. The GEP is easily confused with the Medicare Advantage and Part D Annual Election Period of October 15 through December 7 and with the seven-month initial enrollment period around the 65th birthday; distinguishing the three windows is a standard Part B question in the senior products outline.

National insurance concept

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