Assisted Living Facility
A residential setting providing personal care, meals, and supportive services (not skilled nursing), covered by comprehensive LTC policies.
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Practice This Concept
Which type of facility provides room, board, personal care, and supervision in a home-like setting but does not provide 24-hour skilled nursing care?
Assisted living facility — An assisted living facility serves residents who need help with activities of daily living plus supervision, in a residential, home-like environment, without the 24-hour skilled nursing care a nursing facility provides. AH-V.1c tests the site-of-care menu: assisted living is the middle option between independent living and a skilled nursing facility, and it is a common LTC benefit setting.
National insurance concept
A resident lives in an apartment-style facility that provides meals, housekeeping, 24-hour supervision, and personal care, but does not provide skilled nursing care. What type of facility is this?
An assisted living facility — An assisted living facility provides apartment-style housing with meals, housekeeping, personal care (help with ADLs), and 24-hour supervision for residents who do not need skilled nursing care. It occupies the middle ground between independent living and a skilled nursing facility. Assisted living is one of the most common settings LTC insurance benefits pay for, because many policyholders want to age in a supportive, non-institutional environment rather than a nursing home. In California, facilities of this type may be licensed as residential care facilities for the elderly; the key point is that the level of care is personal care and supervision, not skilled nursing.
National insurance concept
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