State RegulationsVA specificDifficulty 2/5
Years ago, an individual obtained a temporary life and health producer license in Virginia following a relative's death. The individual now asks the Commission for a second temporary life and health license after a family emergency. What is the outcome?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Va. Code § 38.2-1830 allows only one temporary life and health license, and one temporary property and casualty license, to be issued to any individual during his or her lifetime. Renewal of a temporary license lies in the Commission's sole discretion for good cause shown. The lifetime cap prevents the temporary mechanism, which exists for death, disability, and business-transition emergencies, from becoming a standing alternative to regular licensure administered by the Virginia Bureau of Insurance.
Why the other options are wrong
- A) The lifetime cap directly refutes the idea that each new qualifying event creates a fresh entitlement.
- B) No examination is required for a temporary license, so an examination is not the path to a second one either.
- C) An insurer's business reasons cannot override the statutory lifetime cap; only the Commission can renew a temporary license, and only for good cause.
Memory hook
One temporary license per type, one time — the lifetime rule.