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State RegulationsVA specificDifficulty 1/5

When does the Medicare supplement open enrollment period begin in Virginia, and how long does it last?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

Virginia's Medicare supplement regulations under 14 VAC 5-170-100, as reflected in the Virginia Bureau of Insurance's consumer guidance, open a 6-month open enrollment period starting the first day of the month in which the individual is both at least 65 years old and enrolled in Medicare Part B. Both conditions must be met — the age and the Part B enrollment — and the clock runs for 6 months. Misreading either trigger is a classic exam error because the window is tied to Part B, not to any private plan or calendar year.

Why the other options are wrong

  • A) The trigger is enrollment in Medicare Part B, not enrollment in a private health plan, and the window runs 6 months.
  • B) Age is part of the trigger — the person must be at least 65 — and the period is 6 months from the Part B month, not 12 months from any Medicare application.
  • D) The window is keyed to the month the person is 65 and enrolled in Part B, not to a calendar-year start.

Memory hook

65 plus Part B starts the 6-month clock — the month counts from both, not either.

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