State RegulationsVA specificDifficulty 1/5
What is the Virginia Family Access to Medical Insurance Security Plan (FAMIS)?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
FAMIS is established under Va. Code § 32.1-351 as Virginia's program to provide health insurance coverage to uninsured children whose families earn too much to qualify for Medicaid yet lack other health coverage. It exists to close the gap between Medicaid eligibility and private employer coverage for working families. Producers should recognize FAMIS as a state health coverage program created by Virginia statute — distinct from Medicare, Medicaid, or any property or workers' compensation mechanism — and administered under the oversight of Virginia state authorities.
Why the other options are wrong
- B) Medicare supplement policies are private insurance for Medicare beneficiaries; FAMIS is a Virginia children's health coverage program under Va. Code § 32.1-351.
- C) Workers' compensation covers job-related injuries for employees; FAMIS provides general health coverage for uninsured children.
- D) Coastal property pools deal with storm exposure to real estate; FAMIS is a health coverage program under Virginia law.
Memory hook
FAMIS fills the family gap: too much income for Medicaid, no other coverage.