State RegulationsVA specificDifficulty 1/5
Under Virginia law, to what age may a dependent child remain covered under a parent's health plan, and what conditions may the insurer attach?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Va. Code § 38.2-3439 requires health plans to cover dependent children up to age 26 and forbids insurers from imposing dependency, marital, student, employment, or financial-support conditions on that coverage. A child who is married, working, out of school, or financially independent stays eligible on the same terms as any other dependent. Virginia also gives a dependent who was dropped and later becomes newly eligible a 30-day re-enrollment right, so the protection is both broad and remedial under the state's eligibility mandates enforced by the Virginia Bureau of Insurance.
Why the other options are wrong
- A) The Virginia coverage window extends to 26, not 18, and no disability showing is required for ordinary dependent coverage under Va. Code § 38.2-3439.
- C) Virginia law does not condition coverage on full-time student status; the statute bars student, marital, employment, and dependency conditions altogether.
- D) The Virginia limit is 26, not 20, and the statute prohibits attaching conditions to that coverage.
Memory hook
Stay on to 26 — married, working, or not: no strings attached.