A company organized under the laws of Canada maintains its United States home office in Dallas and markets life insurance across Texas. Under TIC 841.001, how is the company classified?

Why D is correct

Under TIC 841.001, classification turns solely on the place of organization: organized in Texas is domestic, organized in another state of the United States is foreign, and organized under the laws of a country other than the United States is alien. A Canadian company is therefore alien in Texas no matter where it keeps its United States home office. Practically, an alien insurer's Texas authority, deposits, trusteed assets, and reporting are governed by the alien insurer provisions of the Code, and moving administrative offices to Dallas does not convert it into a Texas domestic company.

Why the other options are wrong

• A) Holding a Texas certificate of authority affects permission to transact business, not the domicile classification established at organization.
• B) The location of a United States home office or administrative office is irrelevant to domicile; only the place of organization matters.
• C) Issuance of a certificate of authority changes the insurer's authority to do business; it does not change where the company was organized.

Memory hook

Domicile follows the charter, not the address.