State RegulationsTX specificDifficulty 1/5
What is the minimum age required to obtain a Texas life, accident, and health insurance agent license?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under TIC 4001.003 and 4001.006, together with the general eligibility requirements of Chapter 4001, an applicant for a Texas agent license must be at least 18 years old and must also satisfy the other statutory requirements, including the education and examination requirements set out in TIC 4001.104-.106. Practically, age 18 is the entry gate: it is a personal qualification that cannot be supplied by an insurer, and an application from a younger applicant will be refused regardless of how willing an insurer is to appoint the person.
Why the other options are wrong
- A) Sponsorship or appointment by an insurer does not substitute for any statutory eligibility requirement, including the minimum age.
- B) Twenty-four hours is the continuing education requirement for each two-year license term; it is not an age requirement for obtaining a license.
- D) Age 20 is not a licensing threshold; twenty years licensed is the continuing education exemption milestone available to long licensed agents, which is the opposite end of a career.
Memory hook
18 to start, 24 hours to stay, 20 years to be excused.