State RegulationsTX specificDifficulty 1/5
Which statement correctly describes the term and renewal of a Texas general lines life and health agent license?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under TIC 4003.001-.007, a Texas agent license is issued for a two-year term and must be renewed by filing a renewal application, paying the fee and completing continuing education; TDI mails a renewal notice 90 days before the license expires to give the agent time to comply. The renewal notice is a courtesy, not a renewal, and the 20-year figure relates only to eligibility for a continuing education exemption, not to how long the license lasts.
Why the other options are wrong
- A) Renewal is never automatic: the agent must apply, pay the fee and have completed the required continuing education.
- B) Twenty years of licensure may earn a continuing education exemption, but the license itself still expires every two years.
- C) A Texas license has a fixed two-year term; it does not run indefinitely until the agent stops writing business.
Memory hook
Two-year license, 90-day notice, and the agent still has to apply to renew.