State RegulationsTX specificDifficulty 1/5
Under the Texas Insurance Code, how is the Commissioner of Insurance characterized within the Texas Department of Insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under TIC 31.021, the commissioner is the department's chief executive and administrative officer, and shall administer and enforce this code, other insurance laws of this state, and other laws granting jurisdiction or applicable to the department or the commissioner. TIC 31.001 confirms that commissioner means the commissioner of insurance and department means the Texas Department of Insurance. In practice, when TDI examines an insurer, sanctions a licensee, or issues a cease and desist order, it acts through authority vested in the commissioner.
Why the other options are wrong
- A) Contested-case hearings are conducted by the State Office of Administrative Hearings, not by the commissioner personally.
- C) Texas is headed by a single commissioner, not by a multi-member board sharing executive authority.
- D) The commissioner is an appointed state officer, not an elected one, and does not appoint a gubernatorial advisor.
Memory hook
One commissioner, chief executive, enforces the whole code.