State RegulationsTX specificDifficulty 1/5
A Texas general lines life, accident and health agent renews a two-year license. Which continuing education requirement applies?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under TIC 4004.051-.054 and the TDI continuing education rules at 28 TAC 19.1001-.1030, a general lines agent must complete 24 hours of continuing education in each two-year license period, at least 3 of those hours must be in ethics, and at least half of the required hours must be completed in a classroom or other approved participatory setting. The classroom floor is why a fully self-study program does not satisfy the requirement, and the shortfall is what triggers the deficiency fine under 28 TAC 19.1016.
Why the other options are wrong
- A) At least half of the hours must be classroom, so a fully self-study program is deficient.
- B) 10 hours is the reduced requirement for limited lines, county mutual and life-not-exceeding-$25,000 authorities, not for general lines.
- D) Both the 3-hour ethics requirement and the classroom minimum are part of the rule.
Memory hook
24 hours, 3 in ethics, half in class.