State RegulationsTX specificDifficulty 2/5
A Texas agent completes the full 24 hours of approved continuing education for the term, but none of the courses covered ethics. What is the result?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under TIC 4004.051-.054 and 28 TAC 19.1001-.1030, continuing education is not just an hour count: at least 3 of the hours completed each term must be in ethics, and the classroom minimum is a separate requirement that does not substitute for ethics content. An ethics-deficient term leaves the renewal incomplete, so the agent must make up the credit and may face the deficiency fine under 28 TAC 19.1016.
Why the other options are wrong
- A) Meeting the classroom minimum satisfies that separate rule only; it does not supply the required ethics hours.
- B) Ethics hours are required for every continuing education term, not exclusively for the first renewal.
- D) The code imposes a content requirement as well as an hours requirement, so the total alone does not satisfy it.
Memory hook
24 hours total, half in class, and 3 of them must be ethics — three separate hurdles.