State RegulationsTX specificDifficulty 1/5
A Texas agent renews a license while still short of the required continuing education hours. Under 28 TAC 19.1016 and the continuing education statutes, what penalty applies?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under 28 TAC 19.1016, adopted under the continuing education authority in TIC 4004.051-.054, an agent who renews with a continuing education deficiency is assessed $50 for each missing hour, capped at $500 per license. The fine is measured per missing hour but bounded per license, so even a large deficiency cannot produce an unlimited bill. The agent must still complete the deficient hours, because paying the fine does not erase the education obligation.
Why the other options are wrong
- A) There is no de minimis exemption; a deficiency of even 3 hours is subject to the per-hour fine.
- B) The $500 figure is the maximum per license and not the rate per missing hour; the rate is $50 per hour.
- D) The fine is not limited to missing ethics hours; every missing hour counts, and the remaining hours are not waived.
Memory hook
CE deficiency: $50 per missing hour, capped at $500 per license.