State RegulationsTX specificDifficulty 1/5
A Texas agent renews his license while short of the required continuing education hours. Under 28 TAC 19.1016, what administrative fine applies?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
28 TAC 19.1016 sets the continuing education deficiency fine at $50 for each hour the licensee failed to complete, capped at $500 per license for that renewal. Because the fine is assessed per hour, an agent who is short several hours pays more than one who is short a single hour, but the $500 ceiling keeps the sanction proportionate. The agent must still make up the deficiency, because a license that is not brought into compliance is subject to cancellation.
Why the other options are wrong
- B) The fine is assessed per missing hour, not as a single flat charge for the renewal.
- C) $25,000 is the maximum administrative penalty per violation under the Insurance Code's penalty provisions, not the continuing education deficiency fine.
- D) The per-hour amount is $50 and the fine is capped at $500 per license, not $500 per hour without limit.
Memory hook
$50 for each missing hour, $500 at most.