State RegulationsTX specificDifficulty 1/5
TDI audits a Texas life and health agent and determines that the agent renewed the license with a continuing education deficiency. Under 28 TAC 19.1016, what is the maximum fine that may be assessed per license?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under 28 TAC 19.1016, the continuing education deficiency fine is $50 for each hour of continuing education the license holder failed to complete, but the total is capped at $500 per license. The per-hour rate and the per-license cap must be read together: the agent is charged hour by hour up to the ceiling, and the fine is in addition to having to make up the missing credit before the license can be renewed.
Why the other options are wrong
- A) $500 is the per-license ceiling; it is not multiplied by the number of missing hours.
- B) The per-hour rate is real, but 28 TAC 19.1016 caps the total at $500 for each license.
- C) $50 is the rate charged for each missing hour, not the ceiling on the fine.
Memory hook
$50 an hour missing, but never more than $500 a license.