State RegulationsTN specificDifficulty 1/5
A Tennessee employer asks which state citations govern the content and issuance of group and franchise accident and health policies. Which pair of citations is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Tennessee's group and franchise accident and health policy rules are found at T.C.A. § 56-26-127 and T.C.A. § 56-26-202, the citations the state content outline lists for the group policies topic. Together with the mandated-benefit statutes at T.C.A. § 56-7-2301, § 56-7-2360, and § 56-7-2602, they define how group coverage is formed and what it must contain.
Why the other options are wrong
- A) T.C.A. §§ 56-26-125 and 56-26-126 govern the cancellation and renewal disclosures on individual policies, not group and franchise policy content.
- B) T.C.A. §§ 56-7-2323 and 56-7-2324 address school insurance, not group and franchise accident and health policies generally.
- D) T.C.A. § 56-26-132 concerns health care insurance advice for senior citizens and T.C.A. § 56-7-1453 addresses Medicare supplement eligibility — different subjects entirely.
Memory hook
Group lives in the 26s: 127 and 202.