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Which pair of Tennessee citations governs blanket or franchise school insurance?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

The Tennessee content outline maps blanket or franchise school insurance to T.C.A. § 56-7-2323 and T.C.A. § 56-7-2324. Section 56-7-2323 restricts benefit reductions in school insurance, while § 56-7-2324 also anchors the school accident coverage topic alongside § 56-7-2325, making the 2323/2324 pair the correct reference for blanket school programs.

Why the other options are wrong

  • B) T.C.A. §§ 56-26-127 and 56-26-202 govern group and franchise accident and health policies generally, not blanket school insurance.
  • C) T.C.A. § 56-7-2360 (mental health, alcoholism, drug dependency) and T.C.A. § 56-7-2602 (family-coverage mandates) are mandated-benefit statutes, not school insurance provisions.
  • D) T.C.A. § 56-26-108 and § 56-26-129 are the individual A&H required provisions and the 10-day free look, not school insurance statutes.

Memory hook

School blankets: 2323 and 2324.

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