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State RegulationsTN specificDifficulty 2/5

A producer's license in his former state was cancelled four months ago. He now applies for a Tennessee license for the same lines, enclosing a letter of certification from the prior state. Is he exempt from the Tennessee examination?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

T.C.A. § 56-6-109 allows an examination exemption for a person previously licensed for the same lines in another state when the application is received within 90 days of the prior license's cancellation, supported by a letter of certification or equivalent verification of good standing. Four months exceeds the 90-day limit, so the exemption is unavailable and the producer must take the Tennessee examination through TDCI's licensing process.

Why the other options are wrong

  • A) The certification letter supports the exemption only during the statutory window; it never independently replaces the examination requirement.
  • C) There is no rule that certification letters stay effective for 1 year after cancellation; the controlling measure is the 90-day application window in T.C.A. § 56-6-109.
  • D) T.C.A. § 56-6-109 offers the exemption both to producers moving to Tennessee within 90 days of residency and to applicants applying within 90 days of their prior license's cancellation — it is not limited to movers.

Memory hook

Certified but late: past 90 days since cancellation, back to the exam room.

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