State RegulationsTN specificDifficulty 1/5
Before the Commissioner suspends or revokes a Tennessee insurance license, what does the law generally require?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
T.C.A. § 56-6-112, which governs the Commissioner's regulatory authority including hearings and disciplinary action, operates with a notice requirement: a licensee facing suspension or revocation must be given notice of the proceeding and an opportunity to be heard before the Commissioner acts. The insurer's consent, a criminal conviction, or newspaper publication is not part of the required process.
Why the other options are wrong
- B) Appointing insurers have no approval role over the Commissioner's disciplinary process.
- C) The Commissioner's administrative authority under T.C.A. § 56-6-112 does not depend on a criminal conviction.
- D) Newspaper publication is not the statutory mechanism; the requirement is notice to the licensee.
Memory hook
No surprise suspensions: notice first, hearing, then the hammer.