An insurer files a notice of appointment for a producer, and the Commissioner determines the producer is not eligible for appointment. Within what period must the insurer be notified of the ineligibility?

Why A is correct

Under T.C.A. § 56-6-115, when the Commissioner verifies an appointment and finds the producer ineligible, the insurer is notified within 5 days. The prompt notice lets the insurer withdraw the appointment so the producer is not carried as an agent of record while unqualified, keeping the insurer's appointment records accurate with the Tennessee Department of Commerce & Insurance.

Why the other options are wrong

• B) Fifteen days is the insurer's original filing deadline, not the ineligibility-notification window.
• C) Thirty days is the Commissioner's verification period; the insurer must be told of an adverse determination within 5 days.
• D) Forty-five days appears in other Tennessee timing rules but plays no part in ineligibility notifications under T.C.A. § 56-6-115.

Memory hook

Found ineligible? The insurer hears in five.