State RegulationsTN specificDifficulty 1/5
Which state agency administers Tennessee's insurance laws and oversees the licensing and conduct of insurance producers?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
The Tennessee Department of Commerce & Insurance (TDCI), led by the Commissioner, is the agency charged with administering Tennessee's insurance laws. Its authority over producers — licensing, appointments, investigations, hearings, and penalties — is exercised under the Title 56 provisions governing the department, including the hearing and enforcement framework of T.C.A. § 56-6-112. Candidates interact with TDCI at every step, from examination through continuing compliance.
Why the other options are wrong
- A) The state's criminal investigative bureau handles criminal matters; it is not the insurance regulator.
- B) Business services records corporations generally; it does not license or discipline insurance producers.
- D) County clerks handle local records such as vehicle registration and marriage licenses, not producer licensing.
Memory hook
Commerce & Insurance runs Tennessee insurance — the Commissioner is its head.