State RegulationsTN specificDifficulty 2/5
Which activity falls within the definition of an insurance producer under T.C.A. § 56-6-102?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The producer definition in T.C.A. § 56-6-102 centers on selling, soliciting, or negotiating insurance. Actively soliciting a business owner to buy coverage is the textbook core of producer activity, and the person doing it must hold a Tennessee producer license issued through the Tennessee Department of Commerce & Insurance. The other choices describe clerical, informational, or inspection functions that involve no selling, soliciting, or negotiating of coverage.
Why the other options are wrong
- A) Clerical filing of paperwork is internal office work, not the market-facing activity the producer definition captures.
- C) Pure advertising with no intent to solicit is not solicitation; the definition reaches selling activity, not neutral information.
- D) Risk inspection and rating support the insurer's underwriting; nothing is being sold, solicited, or negotiated.
Memory hook
Soliciting a sale is producing; filing, informing, and inspecting are not.