State RegulationsTN specificDifficulty 1/5
Under Tennessee's mandated-coverage provisions for health policies, which statute requires coverage to be provided for newly born children?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
T.C.A. § 56-7-2301 is the Tennessee statute addressing coverage of newly born children under health policies. It is one of the state's mandated coverages — benefits Tennessee law requires insurers to provide regardless of insurer preference — and the Tennessee Department of Commerce & Insurance enforces compliance with the mandate.
Why the other options are wrong
- A) T.C.A. § 56-7-2360 addresses mental health, alcoholism, and drug dependency benefits, not newborn coverage.
- C) T.C.A. § 56-7-1002 is a general mandated-coverage provision, not the specific newborn-coverage statute.
- D) T.C.A. § 56-7-2304 addresses continuation of group coverage, a different mandate.
Memory hook
Newborns come first under the newborn-coverage mandate.