State RegulationsTN specificDifficulty 1/5
In Tennessee's Medicare supplement regulation, a 'minimum standards' rule is best described as a requirement that:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
The minimum standards sections of the Tennessee Medicare supplement rule chapter, Tenn. Comp. R. & Regs. 0780-1-58-.08 and 0780-1-58-.17, define the floor of terms and protections that every Medicare supplement policy delivered in Tennessee must satisfy. The Tennessee Department of Commerce & Insurance holds insurers to that floor regardless of the policy's price point or marketing channel.
Why the other options are wrong
- A) Commission disclosure on the policy's first page is not what the minimum standards sections require.
- B) A rider-count requirement does not describe the minimum standards; the standards define required baseline terms, not an option menu.
- C) The minimum standards sections are not a fixed claims-settlement deadline rule, and no such day-count should be assumed for Medicare supplement forms.
Memory hook
Minimum standards are the floor every Med supp policy must reach.