State RegulationsTN specificDifficulty 1/5
Which Tennessee statute governs eligibility for Medicare supplement coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
T.C.A. § 56-7-1453 is the Tennessee statute governing eligibility for Medicare supplement coverage, and it is implemented through Tenn. Comp. R. & Regs. 0780-1-58-.13 and -.14 under the oversight of the Tennessee Department of Commerce & Insurance. Eligibility for this product is a state-law question, not something each insurer defines privately.
Why the other options are wrong
- B) T.C.A. § 56-26-129 is the ten-day free-look provision for accident and health policies, not the Medicare supplement eligibility statute.
- C) T.C.A. § 56-42-107 sets the tiered contestability rules for long-term care policies, a different product with different rules.
- D) T.C.A. § 56-6-125(b) addresses fees for individual major medical policies when commission is not paid, not eligibility.
Memory hook
Med supp eligibility comes from the eligibility statute plus the department's rules.