State RegulationsTN specificDifficulty 1/5
What does Tennessee require by way of a written examination for an applicant seeking a limited lines producer license?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Limited insurance producers in Tennessee take no written examination. The limited lines category — covering narrow, specialized lines such as baggage and travel, credit, crop hail, legal insurance, and bail bonds — is defined under T.C.A. § 56-6-102 and T.C.A. § 56-6-110, and the Tennessee Department of Commerce & Insurance issues these licenses without the examination that full-line producer applicants face. The narrower scope of authority justifies the lighter entry requirement.
Why the other options are wrong
- A) The full producer examination applies to full-line licenses; limited lines applicants do not sit for it.
- B) There is no shortened exam variant; the distinguishing feature of limited lines is the absence of a written examination.
- D) Prior employment is irrelevant; no applicant for a limited lines producer license takes a written examination.
Memory hook
Limited lines, no exam — narrow license, lighter gate.