An applicant wants an original Pennsylvania producer license for life and accident and health coverage. Which requirement applies to obtaining the license?

Why B is correct

Pennsylvania conditions the original producer license on an application submitted to the Pennsylvania Insurance Department together with the qualifications the Insurance Department Act prescribes, including passing the required examination for the requested line of authority (40 P.S. §§ 310.3-310.14). The applicant applies directly to the department; no county filing, insurer employment, or peer sponsorship substitutes for the application-and-examination path. Once granted, the license carries the maintenance duties that same statute family imposes.

Why the other options are wrong

• A) County recorder filings serve land-record purposes; the producer license issues from the Pennsylvania Insurance Department under 40 P.S. §§ 310.3-310.14, not from any county office.
• C) The statutes do not condition licensure on prior insurer employment; an applicant qualifies through the department's application and examination process.
• D) Peer sponsorship is not a licensing prerequisite; the department evaluates the applicant's own qualifications under 40 P.S. §§ 310.3-310.14.

Memory hook

Apply to the department, pass the exam — no county paper, no employer badge, no buddy signatures.