Before selling long-term care insurance in Pennsylvania, what initial training must a producer complete under the long-term care training requirements administered in connection with 31 Pa. Code 89a.129?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Pennsylvania requires a producer to complete 8 hours of initial long-term care training before selling long-term care insurance, with 4 hours of ongoing training in each 2-year period thereafter. For producers selling long-term care partnership policies, the initial course must include 1 hour of Medicaid content. The Pennsylvania Insurance Department administers this training framework alongside the compensation and penalty provisions of 31 Pa. Code 89a.129 and 31 Pa. Code 89a.128, so that only trained producers place a product aimed at some of the state's most vulnerable consumers.
Why the other options are wrong
- B) 4 hours is the ongoing training requirement for each 2-year period, not the initial course.
- C) 24 hours is the general continuing-education cycle total for Pennsylvania producers, not the initial long-term care training requirement.
- D) 1 hour is the Medicaid component inside the initial course for partnership sellers, not the entire initial requirement.
Memory hook
Eight before you sell, four to keep the skill, one for Medicaid inside the eight.