State RegulationsOH specificDifficulty 1/5
Before selling, soliciting, or negotiating annuities in Ohio, what training must an agent complete?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
OAC 3901-6-13(G)(2) requires a one-time 4-credit (4-hour) annuity best-interest training course before an agent sells, solicits, or negotiates annuities, and the insurer must verify completion before allowing the agent to sell. The course counts toward the agent's continuing education requirement.
Why the other options are wrong
- A) The 3-hour flood course applies to flood insurance sales, not annuities.
- B) The 20-hour requirement is prelicensing education for a major line; annuity training is a separate one-time course.
- D) No 24-hour annuity-specific ethics requirement exists; the 24-hour figure is the general biennial continuing-education total for resident major-line licensees.
Memory hook
Four hours, once, before the first annuity sale.