State RegulationsOH specificDifficulty 1/5
An Ohio underwriter needs detailed information about an applicant's prior medical treatment from the physician who cared for her. Which information source provides this?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
An attending physician statement is the underwriting information source obtained directly from the applicant's treating physician and supplies the details of prior diagnoses and treatment. Ohio's regulation of information sources and insurer information practices is framed by ORC 3904, and each source serves a distinct purpose: the physician statement covers medical history, while other reports cover application history, personal characteristics, or driving records.
Why the other options are wrong
- A) That bureau report summarizes codes from prior insurance applications; it flags what was applied for before but contains no treatment detail.
- B) An inspection report addresses an applicant's character, reputation, finances, and occupation — not medical treatment.
- D) A motor vehicle record documents driving history and has nothing to do with medical treatment.
Memory hook
Medical past? Ask the attending physician.