State RegulationsOH specificDifficulty 3/5
An Ohio health insuring corporation (HIC) prepares its evidence-of-coverage document for filing with the Superintendent. Which statute governs this filing?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Ohio assigns each entity type its own filing law, and an HIC's evidence-of-coverage filing is governed by ORC 1751.11, which sits in the HIC chapter (ORC Chapter 1751). Knowing which filing statute attaches to which entity matters in practice because submitting an HIC document under the wrong chapter's filing law would not satisfy the HIC's obligation to the Superintendent.
Why the other options are wrong
- A) ORC 3915.14 is the form-filing law for individual life insurance policy forms, not for HIC evidence-of-coverage documents.
- C) ORC 3923.02 governs the filing of accident and sickness policy forms issued by insurers, not the evidence-of-coverage filings of health insuring corporations.
- D) ORC 3935.04 is the filing law for property and casualty insurance forms, which is unrelated to HIC coverage documents.
Memory hook
HIC paperwork pairs with its own chapter: 1751.11 for evidence of coverage.