State RegulationsOH specificDifficulty 2/5
A Columbus producer submits her first application for an insurer's policy before the parties formally execute the agency contract. The insurer's 30-day window to file the notice of appointment begins:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
OAC 3901-5-09(K), implementing ORC 3905.20, requires the notice of appointment within 30 days after the agency contract is executed or the first application is submitted — the duty attaches to whichever event occurs first. A producer already soliciting the insurer's products cannot fall through an appointment gap merely because the contract paperwork trails the sales activity.
Why the other options are wrong
- A) Waiting for contract execution ignores that the first application already started the 30-day clock.
- C) The commission payment date is irrelevant to the appointment-filing deadline.
- D) The window is measured from the triggering events in the rule, not from a calendar-month rollover.
Memory hook
First application or contract — whichever comes first starts the 30 days.