State RegulationsOH specificDifficulty 2/5
The Ohio Department of Insurance sends an Ohio producer written notice of a proposed license suspension and a date for an administrative hearing under ORC Chapter 119. The producer disputes the allegations and appears at the hearing. After the hearing, the superintendent:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Once the ORC Chapter 119 notice and hearing have been provided, ORC 3905.14(D) and ORC 3901.22 allow the superintendent to suspend or revoke the license or impose a civil penalty based on the evidence in the hearing record. The hearing is the producer's opportunity to contest the allegations; the superintendent then rules within the administrative framework.
Why the other options are wrong
- A) No jury trial is required; the superintendent decides on the administrative record under ORC Chapter 119.
- B) Criminal conviction is not a prerequisite; administrative discipline under ORC 3905.14 stands on its own proof.
- C) Holding a hearing does not mandate revocation; the sanction must fit the evidence under ORC 3905.14(D).
Memory hook
Hearing first, then the superintendent rules on the record.