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State RegulationsOH specificDifficulty 2/5

An Ohio producer decides to leave the insurance business and surrenders her license. Under ORC 3905.16, what is the effect of the surrender on her appointments with insurers?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

Under ORC 3905.16, surrender of a license — like revocation, suspension, cancellation, or inactivation — makes all of the producer's appointments void. If she later returns to the business, the insurers must file new appointments; none of the old ones survive the surrender.

Why the other options are wrong

  • A) Appointments do not linger for 1 year; ORC 3905.16 voids them upon surrender.
  • C) Inactive status is a separate application the producer makes; surrender does not automatically convert appointments into any protected status.
  • D) The appointments do not wait for insurers to file termination notices; surrender itself ends them under ORC 3905.16.

Memory hook

License goes, appointments go.

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