State RegulationsOH specificDifficulty 1/5
Under ORC 3905.16, what benefit does an Ohio producer who has stopped selling insurance gain by applying for inactive status?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 3905.16 lets a producer who is no longer transacting business apply for inactive status, and the Ohio Department of Insurance treats licensees in this status as exempt from continuing education requirements. The status protects a license the producer is not using, without forcing completion of CE hours while no sales are being made.
Why the other options are wrong
- B) Inactive status means exactly that — no authority to sell, solicit, or negotiate; the producer must reactivate to transact business.
- C) The renewal calendar still applies; inactive status exempts CE but does not waive future renewal deadlines under ORC 3905.06.
- D) Under ORC 3905.16, appointments are void upon inactivation; nothing is reinstated automatically.
Memory hook
Inactive means no CE — and no selling.