PassSprint
State RegulationsOH specificDifficulty 3/5

A producer missed the renewal date, never renewed during the late period, and the license was automatically suspended for nonrenewal on the first day of the second month. Which statement is correct?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

ORC 3905.06(E) and (F) create a staged regime: after automatic suspension for nonrenewal, the producer may still obtain reinstatement within 12 months of the date the license should have been renewed, subject to the applicable fees. If that 12-month window passes, the license is automatically canceled and the person must start over and apply as a new agent, repeating the examination and application process.

Why the other options are wrong

  • A) Cancellation is not immediate; it occurs only after the 12-month reinstatement window lapses.
  • B) The $50 late fee applies only during the one-month late period before suspension; it cannot cure a completed suspension.
  • D) Reinstatement is available throughout the suspension period; the producer need not wait for a future renewal date.

Memory hook

Suspended? You have 12 months to revive it — then start over.

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