State RegulationsOH specificDifficulty 2/5
Which of the following licensees is exempt from Ohio's continuing education requirement?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under ORC 3905.481 and ORC 3905.16(C)(2) as administered by the Ohio Department of Insurance, the CE exemptions cover holders of limited-authority licenses who hold no CE-requiring license, nonresidents in compliance with their home state (other than nonresident viatical settlement brokers), and persons in inactive status at their own request. Inactive status suspends the CE duty because the licensee is not actively writing business.
Why the other options are wrong
- A) Low production volume does not create an exemption; the 24-hour duty applies to active resident major-line licensees regardless of sales.
- C) Nonresident viatical settlement brokers are the express exception to the nonresident exemption and must complete Ohio CE.
- D) CE is measured period by period; hours completed in a prior period do not excuse the current period's requirement.
Memory hook
Inactive, limited, or compliant nonresident — no CE owed.