State RegulationsOH specificDifficulty 1/5
A licensed Ohio producer wants to market services under a business name other than the producer's own licensed name. What does Ohio law require?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 3905.11 governs the use of assumed business names by licensees: a producer who operates under a name other than the licensed name must put that assumed name on record with the superintendent before using it. This keeps the department's licensing records aligned with the name the public actually encounters, so complaints and disciplinary records attach to the right licensee.
Why the other options are wrong
- B) Ohio permits assumed business names; it regulates them through a filing requirement rather than banning them.
- C) A Secretary of State filing may be part of forming a business, but it does not replace the insurance-law recording with the superintendent.
- D) Insurer consent is a contractual matter and is not the statutory mechanism for assumed names.
Memory hook
Fancy name? File it with the superintendent first.